$1.5M credit limit approval and structuring of a multi-entity transaction.

Lifepro is a U.S.-based online retailer specializing in fitness, recovery, and wellness equipment. The company offers vibration platforms, massage devices, saunas, and red light therapy products.Founded in 2017, Lifepro focuses on ease of use, customer well-being, and expanding fitness and recovery opportunities for customers worldwide. Its products are highly rated for effectiveness, quality, and customer support, supported by an active and engaged user community.

Client request
The client approached us with a request to obtain a supplier credit limit. At the time of engagement, the client already had a preliminary credit assessment of $500,000, which was insufficient to support the company’s operational and growth needs.

Identified challenges:
During the analysis, we identified several key obstacles:

• preliminarily assessed credit limit was insufficient
• limited transparency and outdated information
• low credit rating
• a corporate structure consisting of 3 separate legal entities involved in operations.

Our results:

• the client’s credit capacity increased from $500,000 to $7,000,000;
• a functional supplier credit limit of $1.5 million was secured;
• designed a transaction structure for effective multi-entity transactions.
• a legally compliant and scalable structure was implemented for the group of companies;
• the client was satisfied with the outcome and returned for follow-up support

One year later, the client returned requesting an additional review of documents. We conducted a high-level audit to confirm the continued validity and correctness of the structure.

Conclusion
This case demonstrates how in-depth credit analysis and proper structuring of complex corporate relationships can:

• significantly increase available financing;
• establish structured and sustainable financial relationships with suppliers.

Disclaimer
The final decision on any credit limit remains solely at the discretion of SINOSURE. Axton Global provides consulting services aimed at ensuring the accuracy and completeness of submissions to SINOSURE, but does not alter client financial data or influence underwriting decisions. Our role is to eliminate procedural inefficiencies and ensure that applications are evaluated on their true merits. SINOSURE’s credit limit decisions are independent and not subject to external influence.