Sinosure Credit Ratings by International Credit Agencies
by Axton Global | Reviewed by Igor Sokolov, CEO
Posted:
Sinosure (China Export & Credit Insurance Corporation) is China's only state-owned export credit agency (ECA). Holding high international credit ratings from the "Big Three" agencies (Fitch Ratings, S&P Global Ratings, and Moody’s Ratings) confirms the corporation's financial stability and guarantees the fulfillment of its obligations to international counterparties, banks, and exporters.
SINOSURE Credit Rating
Sources:
Below is a breakdown of the key rating metrics and the criteria used by ratings agencies to evaluate Sinosure's creditworthiness.
Below is a breakdown of the key rating metrics and the criteria used by ratings agencies to evaluate Sinosure's creditworthiness.
Rating Types
- Insurer Financial Strength / IFS Rating (Fitch Ratings & Moody’s IFSR) — Insurer Financial Strength Rating. Measures a insurance company's ability to pay claims and fulfill its obligations under insurance policies in a timely and full manner. For Sinosure's counterparties, this is the primary indicator of the reliability of the provided coverage.
- Long-Term Issuer Credit Rating (S&P Global Ratings) — Long-Term Issuer Credit Rating. Evaluates the overall creditworthiness of an organization and its ability to meet long-term financial obligations (including debt securities and loans).
Key Factors
All three rating agencies use a top-down approach when evaluating Sinosure, linking the corporation's metrics directly to the state:
- 100% State Ownership and Status:
- Critical Role in China's Policy and Economy:
- Direct Linkage to China's Sovereign Rating (Sovereign Linkage):
- Financial Profile and Capitalization:
Ready to begin? Schedule a free consultation with our specialist.
Our Services
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- Credit limit approvalSinosure credit assessment and credit limit approval process to secure supplier trade credit.
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Consulting
Advisory on Sinosure-related matters and structuring of complex supplier trade credit transactions.
Real Results: How Axton Global Optimizes SINOSURE Approvals
Help in Overturning Credit Limit Rejections
TheA global leader in sailing and sailmaking equipment turned to Axton Global after an unsuccessful attempt at securing a SINOSURE trade credit limit.
We gathered all relevant documentation and operational information, and conducted a thorough review of the client’s current and potential suppliers. This allowed us to identify two high-potential suppliers best suited to meet the client’s needs.
With new supplier partners on board, we guided the client through the entire process, providing expert help at each step. The result? SINOSURE approved credit limits for both suppliers, USD$500,000 for one and USD$1.5 million for the other, with 90-day payment terms on both.
We gathered all relevant documentation and operational information, and conducted a thorough review of the client’s current and potential suppliers. This allowed us to identify two high-potential suppliers best suited to meet the client’s needs.
With new supplier partners on board, we guided the client through the entire process, providing expert help at each step. The result? SINOSURE approved credit limits for both suppliers, USD$500,000 for one and USD$1.5 million for the other, with 90-day payment terms on both.
Increasing a Credit Limit for a Growing Importer
A solar energy company aimed to scale operations by securing a higher trade credit limit, but SINOSURE declined the increase.
The company turned to Axton Global. We performed an in-depth analysis of the client’s existing and prospective supplier network, conducting a comprehensive risk assessment and gathering detailed operational data. Through this process, we identified four potential suppliers perfectly aligned with the client’s scaling needs.
With Axton Global advising them through the process, the client overcame the previous rejection and secured a $1-million increase in their trade credit limit, raising the limit to $2.9 million. SINOSURE approved 90-day terms for three suppliers and 45-day terms for the fourth.
The company turned to Axton Global. We performed an in-depth analysis of the client’s existing and prospective supplier network, conducting a comprehensive risk assessment and gathering detailed operational data. Through this process, we identified four potential suppliers perfectly aligned with the client’s scaling needs.
With Axton Global advising them through the process, the client overcame the previous rejection and secured a $1-million increase in their trade credit limit, raising the limit to $2.9 million. SINOSURE approved 90-day terms for three suppliers and 45-day terms for the fourth.
Examples of Complex SINOSURE Cases Managed by Axton Global
+ US$ 3 M
+ payment terms
+ payment terms
+ US$ 1,5 M
+ payment terms
+ payment terms
+ US$ 1,5M
+ 90 day payment terms
+ 90 day payment terms
+ US$ 2 M
+ 90 day payment terms
+ 90 day payment terms
+ US$ 700 k
+ 90 day payment terms
+ 90 day payment terms
+ US$ 600 k
+ 30 day payment terms
+ 30 day payment terms
Frequently Asked Questions
My Chinese supplier already works with SINOSURE. Why would I need professional support?
Even if a supplier has a SINOSURE policy, they may not be fully equipped to handle the particulars of your trade credit application. Axton Global mediates between importer and supplier to ensure the application is submitted in a way that maximizes the odds of a positive outcome.
Why can a financially strong company receive a low SINOSURE credit limit?
SINOSURE may not have all the information it needs to approve an importer for a higher limit. Discrepancies in data or out-of-date information can hinder the process. Axton Global’s proactive coordination of an application can help overcome these challenges.
Can Axton help after a SINOSURE rejection or low limit?
Yes. We can advise a client through the reassessment process, identifying the root cause of the rejection/low credit limit, devising a resubmission strategy, and coordinating the supplier’s application for a reassessment.
How does a consultant improve my internal team's efficiency?
By handling coordination with the supplier, Axton can free a client’s procurement and finance teams from the need to pursue suppliers for application updates. The client can be sure that the work of applying for a trade credit limit is in experienced hands, while in-house teams focus on the core business.
Discuss Your SINOSURE Situation With Axton Global
Your import business doesn’t have to face the complexities and challenges of a SINOSURE trade credit limit application on its own. Our SINOSURE consultant experts can review your current supplier setup and offer strategies for securing better payment terms
Get a Fee Estimate for Your Case
You can obtain a quote for Axton Global’s SINOSURE consulting services by providing company and trade information, and your company’s specific circumstances regarding trade credit with suppliers in China. Axton Global will assess what sort of application support will be needed and provide a quote.
Ready to begin? Schedule a free consultation with our specialist.
Igor Sokolov
Managing Partner, Axton Global
Content Prepared & Verified by Igor Sokolov
Managing Partner, Axton Global | Last reviewed: October 23, 2026
Igor Sokolov is a trade finance consultant with more than 10 years of advising clients on Sinosure (China Export & Credit Insurance Corporation). He advises international importers on Sinosure credit limits, buyer onboarding, and risk management in transactions with Chinese suppliers. Under his leadership, Axton Global has supported companies from more than 80 countries in obtaining trade credit terms with Chinese exporters.
Connect with Igor on LinkedIn
Managing Partner, Axton Global | Last reviewed: October 23, 2026
Igor Sokolov is a trade finance consultant with more than 10 years of advising clients on Sinosure (China Export & Credit Insurance Corporation). He advises international importers on Sinosure credit limits, buyer onboarding, and risk management in transactions with Chinese suppliers. Under his leadership, Axton Global has supported companies from more than 80 countries in obtaining trade credit terms with Chinese exporters.
Connect with Igor on LinkedIn